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The Road Accident Fund (RAF) serves as a lifeline for accident victims in South Africa, providing compensation for medical expenses, lost income, and emotional trauma. However, the system’s inefficiencies, coupled with its adversarial nature, have created a challenging landscape for claimants. This article explores how the RAF can evolve to…

South Africa’s Road Accident Fund (RAF) operates on a system where blame (or fault) must be proven before someone can get compensation for a road accident. This is known as an adversarial system. Many other countries, like New Zealand, use a no-fault system, which means compensation is automatic, regardless of…

The Road Accident Fund (RAF) is supposed to help South Africans injured in road accidents by covering medical bills, lost income, and emotional distress. However, the process of getting compensation can be long, complicated, and stressful. In this article, we’ll explain the challenges of the RAF system, why having a…