How long does Road Accident Fund take to payout?

It can take up to 3 to 6 years for RAF to pay you all the amount due to you. Also, the period it takes for RAF to pay depends on the legal professional you are dealing with. Incompetent lawyers will drag the case and exaggerate the claim unnecessarily which may lengthen the period RAF will take to payout.

Here is a quick overview of how long will RAF take to pay you the money due to you:

1. Initial Claim Review: RAF will review your claim within 120 days from the submission date.
2. Investigation Delays: This stage can take longer due to backlogs and missing information.
3. Negotiation: Settlement attempts and negotiations by legal representatives follow.
4. Court Process: If no settlement is reached, the case may go to court, which adds months or years to the process.
5. Settlement Agreement: Once the amount is now settled, RAF will then prepare for payment.
6. Payment Processing: RAF aims to pay within 180 days after settlement agreement.
7. Delays in Payment: Actual payouts often take 281 to 312 days.
8. Overall Timeline: From start to finish, expect 3 to 6 years for final payout.

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The Date of the Accident*

NB: RAF has a strict time limit of three years in which to submit a claim from the date of the accident

NB: RAF has a strict time limit of three years in which to submit a claim from the date of the accident

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